For Educators & School Professionals Approaching Retirement

You Could Spend 20+ Years In Retirement. So Will Your Pension And Savings Be Enough?

Your pension, 403(b), savings, and healthcare costs may not cover your retirement. Sadly, many folks find this out after they retire.

You've always planned for your students, now your retirement deserves the same.

When to retire, which pension option to pick, and how to cover healthcare before Medicare. You don't need every answer today. But it helps to know where you stand while there's still time.

Free 15-minute conversation, no obligation and no pressure

Why It Matters

Small Decisions Now, Big Differences Later.

Most retirement problems come from a few quiet decisions that were made without you knowing the full picture. Some can't be undone once you've retired, like:

  1. 1

    Your retirement date: a year earlier or later can change your pension and how long your savings must last.

  2. 2

    Your pension option: a bigger check for you alone, or a smaller one that covers your spouse. Usually permanent.

  3. 3

    Healthcare before 65: retiring before Medicare means bridging the gap, often at a higher cost than expected.

  4. 4

    Your 403(b) and savings: they fill what your pension doesn’t, and need to keep pace with rising prices for 20+ years.

What You'll Walk Away With

You'll see where you stand today and any gaps, meaning places where your income may fall short of what you'll need, explained in plain language. And you will also see the options worth considering.

In short, you'll leave with a better picture of the future, whether you take that optional call with Carrie or not.

Free 15-minute conversation, no obligation and no pressure

Meet Dr. Carrie Thorpe

She's Spent 25 Years Where You Are

Dr. Carrie Thorpe
Dr. Carrie Thorpe
25 years in education
Working with clients in all 50 states

Dr. Carrie Thorpe spent 25 years in education before helping educators prepare for retirement. She knows you don't want a sales pitch, just clear answers. Keep working with her afterward if you choose, or simply leave better informed.

How It Works

  1. 1Book a time that works for you.
  2. 2Talk with Carrie for 15 minutes.
  3. 3Leave with a clearer picture and options to consider.

Free • 15 minutes • No obligation

Act While You Still Can

The Best Time To Find A Gap Is Right Now!

Because before retirement, you can still adjust your date, your pension choice, or how you save for the future. But after retirement, those options shrink. Fifteen minutes now could spare you years of second-guessing.